• Roth Individual Retirement Accounts.
  • This is a retirement account that earns a competitive rate of interest to help you save for retirement.


  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest will be compounded and credited to your account annually (October).
  • If you close your account before interest is credited, you will receive the accrued interest.
  • All other limitations and fees are described in the IRA contract.


  • No minimum deposit required to open the account.
  • There is no minimum balance requirement to obtain the disclosed Annual Percentage Yield (APY).
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NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NON-INTEREST-BEARING TRANSACTION ACCOUNTS: By operation of federal law, beginning January 1, 2013 funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information, visit