• An excellent way to start saving.


  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest will be compounded on a daily basis and credited to your account on a quarterly basis (March 1, June 1, September 1, December 1).
  • If you close your account before interest is credited, you will receive the accrued interest.
  • Interest begins to accrue on the business day you deposit cash or noncash items. Not subject to checking.


  • No minimum deposit required to open the account.
  • You must maintain a minimum balance of $15 in the account each day to obtain the Annual Percentage Yield (APY).
  • No interest is earned on a balance below $15.
  • The interest rate and APY may change at our discretion on your account weekly.


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NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NON-INTEREST-BEARING TRANSACTION ACCOUNTS: By operation of federal law, beginning January 1, 2013 funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information, visit