When looking for an account that right for you, look no further than First National Bank of Dighton. We provide a wide array of options from Regular Checking to Money Market to a Super Now Account. We will help you select the account that is right for you.
An interest bearing account that provides easy access to your money.
benefits
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest will be compounded and credited to your account on or before the 29th day of each month.
If you close your account before interest is credited, you will receive the accrued interest.
Interest begins to accrue on the business day you deposit noncash items (i. E. Checks).
You may make transfers or write checks to third parties from your account each month, not to exceed a total of six (6).
requirements
No minimum deposit required to open the account.
You must maintain a minimum balance of $1,000 in the account each day to obtain the A.P.Y.
The interest rate and apy may change at our discretion on your account weekly.
If your balance falls below the required minimum, your account will accrue interest at the same rate as our passbook savings account.
costs
No fees for checks written on the account (limited to 6 checks per month).
Each item (check/debit) presented against insufficient fund is assessed a $22.00 fee
An interest bearing account that provies easy access to your money.
benefits
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest will be compounded and credited to your account on the 15th day of each month.
If you close your account before interest is credited, you will receive the accrued interest.
Interest begins to accrue on the business day you deposit noncash items (i. E. Checks).
There is no limit on the number of transactions for this account.
requirements
There is no minimum deposit to open the account.
The interest rate and apy may change at our discretion on your account weekly.
You must maintain a minimum balance of $1,000 in the account each day to obtain the A.P.Y.
No interest is earned an a balance below $1,000.00.
costs
For each check you write on the account and each ach debit there is a $.25 cent fee.
Each item (check/debit) presented against insufficient fund is assessed a $22.00 fee.
No fees upon notification that the account owner is 65 years of age.
An excellent way to start saving on smaller amounts.
benefits
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest will be compounded on a daily basis and credited to your account on a quarterly basis (March 1, June 1, September 1, December 1).
If you close your account before interest is credited, you will receive the accrued interest.
Interest begins to accrue on the business day you deposit non-cash items. Not subject to checking.
requirements
No minimum deposit required to open the account.
You must maintain a minimum balance of $15 in the account each day to obtain the A.P.Y.
No interest is earned on a balance below $15.
The interest rate and A.P.Y. may change at our discretion on your account weekly.
This is a retirement account that earns a competitive rate of interest to help you save for retirement.
benefits
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest will be compounded and credited to your account annually (October).
If you close your account before interest is credited, you will receive the accrued interest.
All other limitations and fees are described in the ira contract.
requirements
No minimum deposit required to open the account.
There is no minimum balance requirement to obtain the disclosed A.P.Y.
This is a retirement account that earns a competitive rate of interest to help you save for retirement.
benefits
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest will be compounded and credited to your account annually (October).
If you close your account before interest is credited, you will receive the accrued interest.
All other limitations and fees are described in the ira contract.
requirements
No minimum deposit required to open the account.
There is no minimum balance requirement to obtain the disclosed A.P.Y.
A certificate of deposit provides a secure and reliable investment for your money.
benefits
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest will be compounded and credited to your account at maturity.
These certificates may be automatically renewable or single maturity at the option of the customer.
We do not pay interest after the maturity date of a non-automatically renewable cd.
You will have ten (10) calendar days after the maturity date to withdraw funds without being charged a penalty for an automatically renewable cd.
requirements
To open your account you must deposit $1,000.00
A $1,000.00 minimum balance is required to obtain the A.P.Y.
Interest begins to accrue on the business day you deposit non-cash items.
After the account is opened, you may not make deposits into or withdrawals from this account until the maturity date.
costs
We may impose a penalty if you withdraw any funds before the maturity date.
The fee imposed will equal 30 days of interest.
We do not pay interest during the grace period if the cd is cashed.
A certificate of deposit provides a secure and reliable investment for your money.
benefits
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest will be compounded and credited to your account monthly.
These certificates may be automatically renewable or single maturity at the option of the customer.
We do not pay interest after the maturity date of a non-automatically renewable cd.
You will have ten (10) calendar days after the maturity date to withdraw funds without being charged a penalty for an automatically renewable cd.
requirements
To open your account you must deposit $1,000.00
A $1,000.00 minimum balance is required to obtain the A.P.Y.
Interest begins to accrue on the business day you deposit non-cash items.
After the account is opened, you may not make deposits into or withdrawals from this account until the maturity date.
costs
We may impose a penalty if you withdraw any funds before the maturity date.
The fee imposed will equal 90 days of interest.
We do not pay interest during the grace period if the cd is cashed.
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS: By operation of federal law, beginning January 1, 2013 funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information, visit www.fdic.gov.
